AUSTIN ASSOCIATES                           
          
Consulting and Paralegal Services            

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How is Your Credit Score Calculated?
This is based on Austin Associates Statistical Data, not taken from Actual Credit Bureau Statistics. 


The following is an actual client results and permission has been granted to share this info
per the client involved. The name may have been changed to protect his/her privacy.
Take a look at the percentages in which his/her FICO scores have been increased.
Results may vary based on credit score levels at the beginning of service and/or based on 
each individuals credit situation. 
The difference between a credit score of 598 and 668 is the difference of not being able
to qualify for a FHA loan (with a credit score of 640 and 3.5% down payment) or being
denied a loan for your home or the car you desire and need for you and/or your families future happiness.



................................................................................................................

Moises (Corona CA.) Actual results

Experian

Before

607

Raw Increase

53

After

660

% Increase

8.73%

Equifax

Before

592

Raw Increase

73

After

665

% Increase

12.33%

Transunion

Before

598

Raw Increase

70

After

668

% Increase

11.71%

The following loan calculator is here for your loan calculation needs.
 
Loan Calculator
 
Amount of Loan:
Annual Interest Rate (%):
Term of Loan:
Monthly Loan Payment:

Property Price Calculator
Property Price Calculator
 
Monthly payment you can afford:
Cash available for down payment and closing costs:
Annual mortgage interest rate (%):
Term of mortgage loan:
Closing costs (as % of home purchase price):
Estimated annual homeowner's & mortgage insurance & property taxes (as annual % of home sales price):
Approximate price of house: